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The $14.95 monthly service fee is waived if you open a us bank personal loan, line of credit, or credit card. The model incorporates the same data considered by the three main credit reporting companies (transunion, equifax and experian). My wife and i recently opened a new checking account with u.s. Bank and applied for the visa platinum to avoid paying bank fees. Save time and money by eliminating the need to write checks, buy stamps or worry about mail delays by using your u.s. Credit and collateral are subject to approval. This card is intended for consumer purchases only. I was approved for 2000.

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